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Venture Capital Financing: Structure and Pricing

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Venture Capital Financing: Structure and Pricing

Introduction

A venture financing can be structured using one or more of several types of securities ranging from straight debt-to-debt with equity features (e.g., convertible debt or debt with warrants) to common stock. Each type of security offers certain advantages and disadvantages to both the entrepreneur and the investor. The characteristcs of your situation and current market forces will impact the type and mix o Continue reading this entry »

If Mortgage Rates Can Fall Through the “floor” of the Prime Rate…what Else is Under the Floor?

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If Mortgage Rates Can Fall Through the

“Lower than prime,” you heard someone say. Like most Canadians, you were probably first skeptical and then confused. We tend to think of the prime lending rate as the invisible “floor” of lending rates. The very best customers can get very close to that floor. It is theoretically possible, we reason, to actually be ON the floor, but not possible to be below it.

Nevertheless, Canadian lenders offer mortgages at Continue reading this entry »

Modern Debt Management Systems Can Produce Tremendous Savings

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Modern Debt Management Systems Can Produce Tremendous Savings

Consumer and personal debt is, perhaps, the number one problem facing most American families today. The reasons behind the tremendous surge in debt have been related to emerging socio-economic patterns suggesting that we’ve become a nation obsessed with lifestyles and consumerism.

 

America has always been a nation of consumers and the American people have always enjoyed one of the highest standards of living Continue reading this entry »

Credit Card Debt Consolidation Counseling: Key To Rescue Your Credit

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Credit Card Debt Consolidation Counseling: Key To Rescue Your Credit

Credit card debt consolidation counseling services are the saviors of the people who have a poor record of maintaining their debts. The growing figure of these card provider companies baits you to accept their cards and then fleece you from all nooks and corners of your finances. Debt counseling helps you to take care of these financial strains. They can be approached by submitting some essential documents.

The Continue reading this entry »

Business Debt Settlement – Choosing the Right Service Provider for Business Debt Settlement

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Business Debt Settlement - Choosing the Right Service Provider for Business Debt Settlement

Accumulating debt is a part of starting and running a venture. Every enterprise has some debt to suppliers, and many owe mortgages for their office or retail space. Maintaining a certain level of business debt can even be healthy for your credit rating, when good-sized payments are regularly made.

But what happens when these payments become fewer and farther in between because the business is no longer gene Continue reading this entry »

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